Benefit Choices, Inc. Personal Insurance Plans

Group Term Life Insurance Coverages
Benefit Choices, Inc. now offers you and your family valuable life and accident insurance protection through the following plans:

Guaranteed Issue Life Insurance
Supplemental Term Life Insurance
Accidental Death & Dismemberment Insurance

Act Now ♦ Enroll Now ♦ You Can’t Be Turned Down
Term insurance is pure protection. There is no cash value, loan or retirement income values, so you get the most coverage for the least cost.
You, your spouse and children can have valuable life and accident protection through the plans shown below. You can qualify for the same liberal benefits and high maximum life insurance amounts usually available only to large employer groups. This is an excellent way to supplement other coverage or secure a "Starter" policy.

Coverage	Guaranteed Issue Life Insurance	Supplemental Life Insurance	Accidental; Death & Dismemberment Insurance
Eligible Participants	Member, Spouse Under age 60	Member, Spouse under age 65 & Children 15 days to 19 years (23 if full time student)	Member, Spouse under age 60 & Children 15 days to 19 years (23 if full time student)
Member Death Benefit Choose From	$20,000 or $40,000	$10,000 to $250,000 in increments of $10,000	$10,000 to $250,000 in increments of $10,000
Spouse Death Benefit Choose From:	Same choices as Member	Same choices as Member	Same choices as Member; however, can not exceed Member’s coverage amount
Child(ren) Death Benefit	Not available	15 days to 6 months old - $1,000 Over 6 months old - $5,000	$10,000
Medical Underwriting	None required	Underwriting required	None required
Coverage Reductions	Original amount is reduced 50% at age 60 Coverage ends at 80	Original amount is reduced 50% at age 65 Coverage ends at 70	None Coverage ends at 70

The purpose of this website is to provide a brief overview of the Guaranteed Issue Life Insurance, Supplemental Life Insurance and Accidental Death and Dismemberment Insurance available through the Benefit Program. This summary of benefits is subject to the terms, conditions and limitations of Group Policy numbers G172,848, G172,849 and G172,850. All coverage is underwritten by the United States Life Insurance Company. For a more complete description, please contact Benefit Choices at (410) 666-9500 or email us.